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The AI CFO for freelancers

Other tools tell you what happened. ZOVOX tells you what it means.

Keep more of what you actually earn.

ZOVOX tracks your real profit, finds the tax deductions you're missing, and sets aside exactly what you owe — automatically. So tax season stops being a surprise.

Free on iOS & Android · No credit card · Bank-level security

The ZOVOX app home screen showing safe-to-spend of $62,035, total balance, cash confidence, and tax set-aside
256-bit encryption SOC 2 aligned Bank sync by Plaid AI CFO by Claude iOS & Android
Sound familiar?

Running a business shouldn't feel like flying blind.

01

Tax season ambushes you every year

You never know what you'll owe until it's too late to do anything about it. The April panic is really a symptom of everything that didn't happen in January.

02

You know your revenue — not your profit

Money came in, money went out. But what did you actually keep? Without a clear number, every decision is a guess.

03

Deductions slip through the cracks

Every uncaptured receipt and untracked mile is money handed back to the IRS. Freelancers overpay simply because no one is watching.

What ZOVOX does

A finance team in your corner — for the price of lunch.

Outcomes, not spreadsheets. Here's what changes the day you connect your accounts.

01

Ask your money anything.

Your personal AI CFO, powered by Claude. Ask a plain-English question and get a straight answer from your real numbers — no jargon, no waiting on your accountant.

  • “How am I doing this quarter?” → instant, specific
  • “Can I afford this?” answered against real cash flow
  • Log expenses by just typing them
How much did I really make in June?
Your June profit was $8,240 — up 12% from May. You've set aside $4,120 for taxes, so your take-home is on track.
Can I afford a $4,000 camera?
  • What's my burn rate?
  • When will INV-104 get paid?
  • Give me a tax check-up
Profit marginUpdated live
55.3%
On $14,900 revenue this month
02

Know your numbers on any given Tuesday.

Real-time profit, revenue, and expense tracking that updates with every transaction. No month-end close, no spreadsheets — just the truth about your business, always current.

  • Live profit margin, not just what's in the bank
  • Auto-categorized across Schedule C lines
03

Sleep through tax season — for the first time.

ZOVOX calculates your quarterly estimated taxes and quietly sets aside the right amount from every deposit. When a deadline nears, you already have the money. Export an IRS Schedule C-ready report in a tap.

  • Automatic set-aside on every payment
  • Quarterly reminders in your Daily Brief
  • Schedule C export your CPA will love
Set aside for Q3 taxes
86%on track
$6,300
Ready before the Sept 15 deadline
Found Money

The deductions you're missing, found for you.

ZOVOX scans every transaction and surfaces write-offs you'd never catch yourself — home office, mileage at the IRS rate, software, phone, and dozens more. It's money you already spent, working to lower your tax bill.

Deductions found this yearAuto
$4,820
Est. $1,320 saved on your tax bill
  • Home office (300 sq ft)$1,500
  • Business mileage (1,240 mi)$899
  • Software & subscriptions$1,164
  • Phone & internet (business %)$720
  • + 11 more found$537
Everything in one place

From the first invoice to tax time.

AI Receipt Scanner

Snap a photo; ZOVOX reads the merchant, amount, and category and files it — no manual entry.

Mileage Tracking

Log trips and deduct every business mile at the current IRS standard rate, automatically.

Invoicing

Send clean invoices, track who owes you, and see paid income flow straight into your profit.

Cash-Flow Alerts

Get a heads-up before money gets tight — so you act early instead of reacting late.

Daily ZOVOX Brief

A 30-second morning read: what came in, what's due, and what needs your attention today.

Automatic Bank Sync

Connect your accounts through Plaid and every transaction lands in ZOVOX, categorized.

See it in the app

A real look inside ZOVOX.

This is the actual app — clean, fast, and built for how you actually work.

ZOVOX AI CFO explaining what makes up the user's safe-to-spend number
Ask your AI CFO anything
ZOVOX home screen with safe-to-spend and cash confidence
Your money, at a glance
ZOVOX cash flow summary with spending by category
Real-time cash flow & profit
ZOVOX invoice detail with payment timeline
Send & track invoices
ZOVOX mileage log with trip map
Automatic mileage tracking
ZOVOX AI drafting an invoice payment reminder
Let AI do the busywork
Security

Your data is yours. Protected at the highest level.

We ask for your trust with your finances, and we take it seriously. ZOVOX is built on the same infrastructure banks use — and we never sell your data.

256-bit encryption

Encrypted in transit and at rest.

SOC 2 aligned

Audited controls and practices.

Plaid bank sync

We never see your bank password.

You're in control

Disconnect and delete anytime.

Toriano Hicks, founder of ZOVOX
A note from our founder

I spent twenty years in oil and gas commercial operations. That work teaches you one thing above everything else: decisions are only as good as the intelligence behind them.

When I looked at what everyday business owners were given to make financial decisions, it didn't hold up. The platforms were cumbersome, built for accountants rather than owners — and none of them surfaced the six numbers that actually decide whether a business works: profit margin, cash flow, cash runway, what's safe to spend, what's owed in taxes, and how much of your income depends on one client. I felt it myself. The data was all there. The intelligence wasn't.

CFO-level intelligence has always existed — for companies big enough to afford a CFO. I built ZOVOX to make it accessible to everyone else, starting with the people running a business of one.

Toriano Hicks
Founder, ZOVOX
Pricing

Start free. Upgrade when you're ready.

No credit card to start. Bank-level security on every plan.

Free
$0

The essentials to get organized.

  • Manual transactions & accounts
  • Dashboard, balances & history
  • Asset & financial reports
Get started free
Standard
$29/mo
or $290/year — save $58

Everything in Free, plus the full AI CFO.

  • Automatic bank sync (Plaid)
  • AI CFO chat, Found Money & tax set-aside
  • Receipt scanner & the Daily Brief
Get Standard

No credit card required to start.

FAQ

Questions, answered.

What is ZOVOX?
ZOVOX is an AI-powered finance app for US freelancers, 1099 contractors, and solopreneurs. It tracks your real-time profit, automatically finds tax deductions, and calculates how much to set aside for quarterly taxes. ZOVOX is made by Genesys Financial Intelligence.
Is my financial data safe?
Yes. ZOVOX uses bank-level 256-bit encryption, is SOC 2 aligned, and connects to your bank through Plaid — so ZOVOX never sees or stores your banking password. Your data is encrypted in transit and at rest, and you can disconnect or delete it anytime.
How much does ZOVOX cost?
There's a free plan to get started. Standard is $29/month (or $290/year) and unlocks automatic bank sync, the AI CFO, Found Money, and tax set-aside. The limited Founding 100 plan is $19/month for life for the first 100 members.
Do I still need an accountant?
ZOVOX keeps your books organized year-round, finds deductions, estimates quarterly taxes, and exports IRS Schedule C-ready reports — so filing is far simpler. Many freelancers use ZOVOX in place of a bookkeeper, then hand the clean export to a CPA at tax time.
Is it on iPhone and Android?
Yes — ZOVOX is available on both the App Store and Google Play. You can start free with no credit card.
Can I cancel anytime?
Absolutely. No contracts, no cancellation fees. You keep access until the end of your billing period.
Get started

Imagine actually knowing your numbers.

Your AI CFO is ready when you are. Start free today — no credit card, no commitment, no confusion.